LendingCrowd was launched in 2014 to offer businesses keener loan rates and investors better returns. We do this by providing an easy-to-use online service that brings interested parties together – hence LendingCrowd.

We believe people looking to invest their money seek more control, convenience and faster, easier access to competitive products to achieve better financial returns.

To support a vibrant and growing community of small and medium-sized enterprises in the UK we aim to provide simple, lower cost lending (with greater flexibility, straightforward security arrangements, minimum ongoing administration and no exit fees.)

Our innovative online platform combined with our highly experienced credit underwriting team are at the heart of what we do. We aim to deliver an outstanding customer experience and offer clear, transparent business terms and processes. Do tell us if we ever fall below this expectation!

Our service is underpinned by advanced credit risk decisioning systems managed by our credit team to ensure we accurately evaluate risk. This ensures defaults and losses are minimised as part of a balanced risk approach informed by common sense.

The LendingCrowd platform was launched on 1st October 2014. Since then we’ve made great progress:

• Over 130 loans lent to companies and sole traders throughout the UK
• Over £11m loaned through the platform by May 2017
• Over 3000 investors signed up
• Full FCA authorisation received in November 2016
• LendingCrowd Growth ISA launched February 2017

The team is led by co-founder Stuart Lunn, CEO, who has been working with high-growth tech companies for over 10 years, providing investment banking services and supporting their capital funding.

Bringing extensive knowledge of growing innovative IT companies, Bill Dobbie is Chairman and co-founder. From Iomart and Cupid to Maxymiser, Bill has a record of starting and sustaining successful businesses.

Bill and Stuart lead a growing team of professionals across marketing, credit and technology.

We are based in Edinburgh’s West End, on the original site of the Scottish Building Society, whose reputation for probity echoes with LendingCrowd’s business principles.

Join a growing crowd at LendingCrowd. We’re always interested in working with partners such as introducers, affiliates, general organisations and news sites – for example Alternative Business Funding. Please contact us so we can start a new journey together!