Category Archives: Borrowers

Weighing up debt versus equity funding

When your business is growing and you’re ready to take it to the next stage, you may need to raise funds to realise your ambitions. Two of the most common sources of external finance are debt funding and equity financing. Read …Read More

Funding your business ambitions

Accessing a business loan, whether it’s for growth, stock, office renovations, equipment or even hiring more staff, can often be a daunting prospect. As the House of Commons Treasury Committee said in its SME Finance report last year: “It is naive …Read More

Banks expected to cut business lending

Uncertainty could result in the largest cut to SME lending, by banks, since the financial crisis of 2008, according to the latest Bank of England Credit Conditions Survey. Availability of business loans has remained steady for the past four years but …Read More

The growth of marketplace business lending

Business loan statistics continue to demonstrate the growing maturity of the UK marketplace business lending sector as a funding option for SMEs. In its infancy, back in 2011, only £21 million of business loans were provided by marketplace lenders, the Cambridge …Read More

The benefits of using alternative finance

Small and medium-sized businesses are the powerhouse of the British economy, making up more than 99% of the business population and accounting for some 60% of all private sector employment. The business loans market is dominated by a handful of large …Read More

Pickering’s Gin: A Borrower Story

LendingCrowd completed a debt financing round for the producer of Pickering’s Gin, Summerhall Distillery, raising £500,000 for the award-winning Scottish spirits brand. The funding round was used by Summerhall Distillery, Edinburgh’s first exclusive gin distillery in 150 years, to expand facilities …Read More

What are your options for business finance?

Small and medium-sized enterprises (SMEs) make up more than 99% of the business population and account for some 60% of all private sector employment. However, they continue to struggle to secure the business finance they need to grow. Some 90% of …Read More