Join the promotion and invest up to £20,000 with LendingCrowd before 30 April 2018
The cashback award of up to £400 will be paid within 30 days
Add funds via bank transfer, debit card or transfer in an existing ISA
Open to existing and new LendingCrowd investors
The Growth Account (target rate 6%*) invests your funds and repayments for you in a diversified loan portfolio
The Income Account lets you take your interest as income while your capital repayments reinvest automatically
The Self Select Account enables you to bid at the rate you choose to build your own portfolio of small business loans
The Growth, Income and Self Select accounts can all be held under an ISA for tax-free* returns
Create your account
If you’re not already an investor, create your account and complete the verification check using your passport or driving licence
Choose your account
Choose which of your accounts is right for you depending on your personal preferences for your portfolio
Add funds to your account
You can add funds by debit card, bank transfer or easily transfer in existing ISAs from other ISA providers
Receive your cashback bonus
Once you’ve invested £20,000, you’ll be rewarded with £400 cashback directly to your main Self Select Account, £200 if you’ve invested £10,000 or £100 if you’ve invested £5,000
What is an Innovative Finance ISA (IFISA)?
It’s a new type of ISA, which lets investors include their peer-to-peer lending investments in an ISA. This means there is no personal tax* to pay on any profits you make.
How does LendingCrowd manage my IFISA?
We’ll manage your subscription limit to make sure you don’t exceed HM Revenue & Customs rules. It’s up to you to make sure you don’t exceed the limit on other platforms.
How much can I invest in an IFISA?
The minimum investment in our Growth ISA and Income ISA is £1,000, or £20 for our Self Select ISA, and you can invest up to £20,000 in the current tax year. You can also transfer in existing ISAs to LendingCrowd. Just download and complete the ISA Transfer In form and send it back to us by post – we’ll take care of the process.
Is the rate of return guaranteed?
No, it’s a variable target rate and you should be aware that the return could be higher or lower. This all depends on the performance of the loans in your portfolio.
*Capital at risk. Tax treatment depends on the individual circumstances of each investor and may be subject to change in future.
See the full offer terms here.
Find out more by calling 0345 564 1600 or email firstname.lastname@example.org