Happy New Tax Year

Receive up to £400 cashback when you invest by 30 April 2018

Capital at Risk. Terms Apply.

What is the offer?

Join the promotion and invest up to £20,000 with LendingCrowd before 30 April 2018

The cashback award of up to £400 will be paid within 30 days

Add funds via bank transfer, debit card or transfer in an existing ISA

Open to existing and new LendingCrowd investors

Join the promotion and lend a qualifying amount before 30 April 2018 to receive your cashback!

Qualifying amount Cashback
£5,000 to £9,999 £100
£10,000 to £19,999 £200
£20,000 and above £400

With LendingCrowd you can choose the account that best suits your investment approach

The Growth Account (target rate 6%*) invests your funds and repayments for you in a diversified loan portfolio

The Income Account lets you take your interest as income while your capital repayments reinvest automatically

The Self Select Account enables you to bid at the rate you choose to build your own portfolio of small business loans

The Growth, Income and Self Select accounts can all be held under an ISA for tax-free* returns

You can also split your investment across more than one account.

*Capital at risk. Target rate is variable, net of ongoing repayment fees and bad debt, and excludes the cashback offer. Tax treatment depends on the individual circumstances of each investor and may be subject to change in future.

Simple to get started

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Create your account

If you’re not already an investor, create your account and complete the verification check using your passport or driving licence

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Choose your account

Choose which of your accounts is right for you depending on your personal preferences for your portfolio

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Add funds to your account

You can add funds by debit card, bank transfer or easily transfer in existing ISAs from other ISA providers

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Receive your cashback bonus

Once you’ve invested £20,000, you’ll be rewarded with £400 cashback directly to your main Self Select Account, £200 if you’ve invested £10,000 or £100 if you’ve invested £5,000

Your IFISA questions answered

What is an Innovative Finance ISA (IFISA)?

It’s a new type of ISA, which lets investors include their peer-to-peer lending investments in an ISA. This means there is no personal tax* to pay on any profits you make.

How does LendingCrowd manage my IFISA?

We’ll manage your subscription limit to make sure you don’t exceed HM Revenue & Customs rules. It’s up to you to make sure you don’t exceed the limit on other platforms.

How much can I invest in an IFISA?

The minimum investment in our Growth ISA and Income ISA is £1,000, or £20 for our Self Select ISA, and you can invest up to £20,000 in the current tax year. You can also transfer in existing ISAs to LendingCrowd. Just download and complete the ISA Transfer In form and send it back to us by post – we’ll take care of the process.

Is the rate of return guaranteed?

No, it’s a variable target rate and you should be aware that the return could be higher or lower. This all depends on the performance of the loans in your portfolio.

*Capital at risk. Tax treatment depends on the individual circumstances of each investor and may be subject to change in future.

Terms & Conditions

  1. This offer is only open to LendingCrowd lenders who join the promotion before 30 April 2018.
  2. Qualifying lenders who join the promotion must deposit and lend, before 30 April: £5,000-£9,999 to receive £100 cashback; £10,000-£19,999 to receive £200; or £20,000 and above to receive £400.
  3. Funds can be added to your account by debit card, bank transfer, or by transferring an existing ISA from another ISA provider to LendingCrowd.
  4. The cashback award will be paid into the lender’s Self Select Account.
  5. Lenders who receive the cashback award must keep a minimum balance of their qualifying investment plus the cashback award in the platform for 12 months from the date of receiving the cashback award.
  6. LendingCrowd reserves the right to withdraw the promotion offer or amend the terms of this promotion at any time.

See the full offer terms here.

Any questions? Get in touch

Find out more by calling 0345 564 1600 or email investor@lendingcrowd.com

 

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If you invest through LendingCrowd you should understand that as a lender, your capital may be at risk. The 6% target rate is variable, net of ongoing repayment fees, estimated bad debt and before the 1% capital withdrawal fee. LendingCrowd and its products are not covered by the Financial Services Compensation Scheme.