Focus on business potential

At LendingCrowd, we focus on the potential of every business. We look at on the business plan and financial information to determine the creditworthiness of the business and ability to repay.

Engage in open dialogue

At LendingCrowd we believe talking to our borrowers is key to making safe decisions. Our credit team gets to know each business and will only lend where businesses have a clear ability to repay.

Understand borrower needs

We strive to understand each business that we lend to. Knowing what a loan is needed for and understanding how the money will be used gives our credit team flexibility in making decisions. Understanding the Borrower’s needs helps us to build strong, mutually beneficial relationships for the longer term.

Security

LendingCrowd seeks to develop effective security arrangements for each business loan. Security is reflective of the Borrowers circumstances and the loan size requested, giving them and Investors piece of mind. We take a range of security types to protect the interests of our Investors but will be mindful of the owners circumstances and the nature of the business.