Innovative Finance ISAs (IFISA) are the new way to invest tax-free. Just like Cash and Stocks & Shares ISAs, you can invest up to £15,240 each tax year, and you don’t need to pay any personal taxes on your earnings.
At a Glance:
Minimum investment £1,000
Target rate of return: 6%* a year
No fixed term — full or partial withdrawals* at any time
Build your own portfolio with one click
*If you invest through LendingCrowd you should understand that as a lender, your capital may be at risk. The 6% target rate is variable, net of ongoing management fees, estimated bad debt and before the 1% withdrawal fee. LendingCrowd and its products are not covered by the Financial Services Compensation Scheme.