An Innovative Finance ISA (IFISA) is the new way to invest tax-free. Just like Cash and Stocks & Shares ISAs, you can invest up to £20,000 each tax year, and you don’t need to pay any personal taxes on your earnings.
At a Glance:
Minimum investment £1,000
Target rate of return: 6%* a year
No fixed term — full or partial withdrawals* at any time
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*If you invest through LendingCrowd you should understand that as a lender, your capital is at risk. Tax treatment depends on the individual circumstances of each client and may be subject to change in future. The 6% target rate is variable, net of ongoing management fees, estimated bad debt and before the 1% withdrawal fee. LendingCrowd and its products are not covered by the Financial Services Compensation Scheme.