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A range of SME loans giving your clients choice and flexibility

Unsecured SME Loan

Up to £150,000 supported by a personal guarantee from director(s). Must be a property owner

Secured SME loan

Loans from £75,000 to £250,000 supported by a debenture/bond & floating charge on business assets

Property Secured SME loan

Loans from £75,000 to £500,000 requiring a 1st or 2nd charge over property or other fixed assets

Key benefits of working with LendingCrowd



Interest rates starting at 5.95%

Flexible commission structure

Direct access to our Credit Team

Decision in 24 hours

Funds paid out same day

Easy application process

I have enjoyed working with LendingCrowd and am looking forward to doing more business in the future. The team is very friendly and efficient, keeping me up to date on all applications throughout the process making it seamless. The communication and transparency over the decision making process is refreshing. Keep up the good work!

John Hill, Genie Lending Ltd


  • Business loans from £5,000 - £500,000

  • Loan terms of 6 months – 5 years

  • Low transparent fees


  • 2 years’ accounts

  • Approx. turnover of £100k +

  • Ltd companies, LLPs, partnerships, and sole traders

Download our pricing & underwriting guide

Pricing & underwriting guide

Learn more about LendingCrowd’s SME loan products with our short guide.

Get the information you need about the different SME loan products, interest rates, eligibility criteria, security and fund uses.

Download now

Meet the Credit Team

We’re here to help! With over 100 years’ combined experience, our Credit Team is on hand to answer any of your questions. Registering with us a LendingCrowd Introducer gives you direct access to the Credit Team, who will work with you on loan deals.

Ian Cunningham FCIBS

Head of Credit

Helen McKay MCIBS

Senior Credit Risk Specialist

Donald MacKinnon BSc

Credit Risk Specialist

Contact Us

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Call us: 0345 564 1610

If you invest through LendingCrowd you should understand that your capital is at risk.

LendingCrowd is the trading name of Edinburgh Alternative Finance Limited, Company Number SC468392, authorised and regulated by the Financial Conduct Authority (Firm reference number 670991). LendingCrowd and its products are not covered by the Financial Services Compensation Scheme.

Read more about the risk involved when investing and borrowing.

The company's registered office is 23 Manor Place, Edinburgh, EH3 7DX.

Copyright © LendingCrowd 2018. All rights reserved.

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