Christmas Cashback Offer!

If you invest £5,000 or more by 3 January 2018, you’ll receive £200 cashback.

Capital at Risk. Terms Apply.

What is the offer?

Invest £5,000 with LendingCrowd before 3rd January 2018

Add funds via bank transfer, debit card or transfer in an existing ISA

The £200 cashback award will be paid within 30 days

Open to existing and new LendingCrowd investors

With LendingCrowd you can choose the account that best suits your investment approach

The Self Select Account lets you choose your own investments

The Self Select ISA allows you to choose your own ISA investments and your returns will be tax-free*

The LendingCrowd Growth Account (target rate 6%*) invests your funds and repayments for you in a diversified loan portfolio

The LendingCrowd Growth ISA (target rate 6%*) allows you to invest using a LendingCrowd Growth Account with tax-free* earnings

You can also split your investment across more than one account.

*Tax treatment subject to status and change. Capital at Risk. Target rate is variable net of ongoing management fees and bad debt, and excludes the cashback offer.

Simple to get started

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Create your account

If you're not already an investor, create your account and complete the verification check using your passport or driving licence

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Choose your account

Choose which of your accounts is right for you depending on your personal preferences for your portfolio

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Add funds to your account

Add by debit card or bank transfer. You can also easily transfer in existing ISAs from other ISA providers

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Receive your £200 bonus

Once you have invested £5,000, you will be rewarded with £200 cashback directly to your account

Your IFISA questions answered

What is an Innovative Finance ISA (IFISA)?

It’s a new type of ISA, which lets investors include their peer-to-peer lending investments in an ISA. This means there is no personal tax to pay on any profits you make.

How does LendingCrowd manage my IFISA?

All funds added to your IFISA will be automatically invested across at least 20 loans on the LendingCrowd Loan Market. Your repayments are automatically reinvested in additional loans. There will never be more than 5% of your funds in any one loan.

How much can I invest in an IFISA?

The minimum investment in the LendingCrowd IFISA is £1,000, and you can invest up to £20,000 in the current tax year. You can also transfer in existing ISAs to LendingCrowd. Just download and complete the ISA Transfer In form and send it back to us by post – we’ll take care of the process.

Is the rate of return guaranteed?

No, it’s a variable target rate and you should be aware that the return could be higher or lower. This all depends on the performance of the loans in your portfolio.

Terms & Conditions

  • This offer is only open to LendingCrowd lenders who have signed up before 23:59 on 3rd January 2018.
  • Qualifying lenders must deposit and lend £5,000 or more after joining the promotion and before 23:59 3rd January 2018.
  • Funds can be added to your account by debit card, bank transfer, or by transferring an existing ISA from another ISA provider to LendingCrowd.
  • The £200 cashback award will be paid into a Lender’s Self Select Account.
  • Lenders who receive the £200 cashback award must keep a minimum balance of £5,200 in the platform for 12 months from the date of receiving the cashback award.
  • LendingCrowd reserves the right to withdraw the promotion offer or amend the terms of this promotion at any time.
  • See full terms here.

Open your account

Simple. Tax efficient. 6% target return.*


Find out more by calling 0345 564 1600 or email


*Tax treatment subject to status and change. Capital at Risk. Target rate is variable net of ongoing management fees and bad debt.


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*If you invest through LendingCrowd you should understand that as a lender, your capital may be at risk. The 6% target rate is variable, net of ongoing management fees, estimated bad debt and before the 1% withdrawal fee. LendingCrowd and its products are not covered by the Financial Services Compensation Scheme.