Why Invest with LendingCrowd?
You could earn up to 12.25%* with LendingCrowd Credit Bands when you invest in a business that’s right for you.
Invest in a wide range of credit-assessed businesses and invest in those you’ve missed through our Loan Exchange.
Simple Investment Process
Sign up. Place a bid or invest in the loan exchange and start earning interest.
Low, Transparent Fees
Our Lender Fees are simple. 1% annual fee on the money you have invested.
How does it work?
Set up your account
Getting started is easy. Sign up as an Investor and transfer funds to make your first investment.
Bid on a loan at the rate right for you or invest in loan parts that are available to buy immediately in the loan exchange.
Close the deal
Once a loan reaches its target, the most competitive bids are accepted and your investment is made! Or if you have bought a loan part your investment is instant.
Get your money
Receive monthly payments from each of the businesses you have invested in.
The Loan Market
For exciting investment opportunities visit LendingCrowd’s Loan Market.
The great part is that you get to lend only to established and creditworthy businesses through our platform. They have all successfully passed our stringent credit process.
With over 100 years of combined experience, our Credit Assessment Team review every borrower application made to LendingCrowd. This means only established, creditworthy and safe businesses are able to borrow through our platform. However as with all investment opportunities, there are risks involved.
Minimise your risk. Diversify.
Diversifying your portfolio is the best way to manage risk. But what does it mean?
By spreading your investments across as many businesses as possible on the Loan Market, throughout a range of Credit Bands, you will reduce the impact of Bad Debt if a business fails to repay its loan
Invest responsibly. Diversify your portfolio.