Make your money work harder by lending to British businesses with our tax-free* Growth ISA. Transfer existing ISAs to us and automatically create a diversified portfolio of business loans.
ISA subscriptions from previous tax years don’t count towards this tax year’s £20,000 ISA allowance, so you can transfer as much as you want to LendingCrowd, subject to a minimum transfer value of £1,000. We do all the hard work for you, arranging the transfer of funds from your other ISA provider – you just need to complete one simple form.
At a glance:
Minimum deposit £1,000
Make your money work harder
No fixed term — full or partial withdrawals* at any time
Build your own portfolio with one click
*When lending to businesses, it’s important to remember that your capital is at risk. Tax treatment depends on the individual circumstances of each lender and may be subject to change in future. LendingCrowd and its products are not covered by the Financial Services Compensation Scheme.
Spring 2019 Cashback Offer
Open to new and existing LendingCrowd lenders.
Earn up to £350 cashback when you invest by 14 June 2019.
Add funds via bank transfer, debit card or transfer in an existing ISA.
Your cashback award will be paid within 30 days of the promotion end.
Summary Terms & Conditions
- This offer applies to new and existing lenders, who sign up for this promotion from 00:01 on 7 May 2019 and before 23:59 on 14 June 2019.
- Qualifying lenders must deposit and lend, before 23:59 on 14 June 2019: £5,000-£4,999.99 to receive £50 cashback; or £10,000-£9,999.99 to receive £100; or £20,000-£19,999.99 to receive £200; or £50,000 and above to receive £300.
- Plus, receive an additional £50 when you transfer an ISA of £10,000 or more from another provider to LendingCrowd during the Promotion.
- Note, this is the net amount to be added and any withdrawals will be counted against this.
- Funds can be added to your account by debit card, bank transfer, or by transferring an existing ISA from another ISA provider to LendingCrowd.
- The cashback award will be paid into the lender’s Self Select Account within 30 days of the promotion end.
- Lenders who receive the cashback award must keep a minimum balance of their qualifying investment plus the cashback award in the platform for 12 months from the date of receiving the cashback award.
- LendingCrowd reserves the right to withdraw the promotion offer or amend the terms of this promotion at any time. full offer terms here. See the
Any questions? Get in touch
Simple. Tax efficient. Target return from 6%.*
Find out more by calling 0345 564 1600 or email email@example.com
*Capital is at risk. Target rate is variable, net of ongoing repayment fees and bad debt, and excludes the cashback offer. Tax treatment depends on the individual circumstances of each investor and may be subject to change in future. LendingCrowd and its products are not covered by the Financial Services Compensation Scheme.
It’s easy to get started
Open your LendingCrowd Growth ISA account
Complete a quick investor classification and appropriateness assessment to open your account – this is a requirement of P2P lending
Download our transfer form
Complete and post it to us
We’ll contact your existing ISA manager
To organise the transfer of funds
The process normally takes between 15 and 30 days, depending on the type of ISA you’re transferring to us.
*Tax treatment depends on the individual circumstances of each lender and may be subject to change in future. When lending to businesses, it’s important to remember that your capital is at risk. LendingCrowd and its products are not covered by the Financial Services Compensation Scheme.