Earn £50 cashback when you transfer your ISA to LendingCrowd

Transfer an ISA of £5,000 or more from another provider to LendingCrowd and receive £50 cashback!

Borrow from £5,000 to £500,000

Target return of 6%* or more

Create an automatically diversified portfolio of business loans with our Growth ISA.

Transparent fees

Transparent fees

There are no surprises when you invest with us. Find out more on our fees page.

Open your ISA in minutes

Easy account opening

It takes just minutes to open your LendingCrowd ISA with our easy online application.

Capital at risk. No FSCS protection. Terms apply.

*The 6% target rate is variable, net of ongoing repayment fees, estimated bad debt and before the 1% capital withdrawal fee.

Make your ISA work harder

Whether you want a quick and simple way to automatically invest in a diversified portfolio of business loans, or have the time and experience to select your own investments on our Loan Market, we have the ISA option for you:

Growth ISA

Growth ISA

Your investments will be diversified across the business loans available on our platform, and your capital and interest repayments will reinvest automatically. The target return is 6%**.

Income ISA

Income ISA

Interest earned from your diversified portfolio of loans will transfer to a separate account for you to withdraw, while your capital repayments reinvest automatically. The target return is 5.6%**.

Self Select ISA

Self Select ISA

Hand-pick the businesses you want to lend to, at rates from 5.95% to 14.25%, making sure they match your appetite for risk. To achieve good returns, you’ll need to reinvest your repayments on a regular basis.

**Capital at risk. The target rate is variable, net of ongoing repayment fees, estimated bad debt and before the 1% capital withdrawal fee.

Please remember that, as with any investment product, your capital is at risk. LendingCrowd and its products are not covered by the Financial Services Compensation Scheme. Tax treatment depends on the individual circumstances of each investor and may be subject to change in future.

It’s simple to make the switch

Once you’ve opened your LendingCrowd ISA, just complete and return our ISA transfer form. We’ll take care of the rest by contacting your existing ISA manager and organising the transfer of your funds. This process normally takes between 15 and 30 days, depending on the type of ISA you’re transferring to us.

Any questions? Get in touch

Please visit our help centre or give us a call and we’ll be happy to help.

help centre

0345 564 1600

You can call us Monday to Friday from 9am to 5:30pm.