Innovative Finance ISA information hub
Transferring an existing ISA to LendingCrowd
It’s easy to transfer existing Cash ISAs, Stocks & Shares ISAs, Lifetime ISAs and Innovative Finance ISAs to us and increase the peer-to-peer investments in your LendingCrowd Innovative Finance ISA.
You can make either full or partial transfers from ISAs opened in previous tax years, and full transfers from ISAs opened in the current tax year.
We only accept cash transfers from your other ISAs. This means your ISA provider may have to sell any stocks or shares you hold before making the transfer.
The minimum transfer value we accept is £1,000.
How to transfer your ISA
It’s easy to transfer your ISA to us:
- Open your LendingCrowd Innovative Finance ISA account online
- Download and complete our transfer form and post it to us
- We’ll contact your existing ISA manager and organise the transfer of funds
The process normally takes between 15 and 30 days, depending on the type of ISA you’re transferring to us.
By following these steps, rather than closing your existing ISAs and moving the funds, you’ll maintain the tax benefits* of your ISA investments.
Why transfer your ISA?
Transferring your existing ISAs to LendingCrowd allows you to manage all your ISA investments in one place, making it simpler for you to keep an eye on your returns. Your Investor Dashboard makes it easy to monitor your portfolio and view the performance of your investments at any time.
*Tax treatment depends on the individual circumstances of each investor and may be subject to change in future. As an investor, it’s important to remember you’re lending to businesses so your capital is at risk. LendingCrowd and its products are not covered by the Financial Services Compensation Scheme.