Edinburgh Alternative Finance

Our focus

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Edinburgh Alternative Finance was founded in 2014 with a focus on developing innovative proprietary technology to power the next wave of innovation in fintech and lending. We are the parent company – and tech engine – behind LendingCrowd, the leading fintech lending platform headquartered in Scotland.

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Our aim is to harness the power of technology to improve access to funding for SMEs across Britain. Through LendingCrowd, we fund the ambitions of small business owners, helping them unlock their growth potential. We combine technology with robust credit processes, transparency and customer service to transform the business lending landscape.

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Our team

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Edinburgh Alternative Finance is led by a team that has amassed decades of experience across the fields of financial services and technology. By combining these skills, we are transforming the business lending landscape.

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Our approach to credit uses proprietary workflows, tools and risk analysis to deliver bespoke lending decisions. This technology-driven foundation supports our highly experienced Credit Underwriting team, which has more than 150 years of combined experience in SME finance.

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Credit Underwriting work closely with our Lending Operations team, which carries out initial eligibility checks and ensures we have all the information needed to assess each application on a case-by-case basis.

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Once a borrower receives their loan, our Servicing team is on hand throughout the term of the facility. The team can help borrowers if they have any questions or requests, for example if they want to find out their outstanding balance or are considering taking out another loan.