Your guide to the LendingCrowd process

Sign up as a borrower and begin your loan application. We only lend to limited companies and limited liability partnerships that are based in England, Scotland or Wales and have at least two years’ trading history.

You’ll need to provide two years’ filed accounts, the last three months’ business bank statements, details of any current borrowing and some information about how your business would use a LendingCrowd loan.

Our Credit Team has vast experience in dealing with business loan applications and affordability is at the heart of our lending decisions. As a responsible lender, we focus on each borrower’s ability to repay their business loan when assessing each application.Sign up as a borrower and begin your loan application. We only lend to limited companies and limited liability partnerships that are based in England, Scotland or Wales and have at least two years’ trading history.

Loan applications are subject to credit checks of the business and its members, directors and shareholders of 25% or more.

When we make a loan offer, the next step is to accept the terms and complete the required security checks. Our unsecured loans are supported by personal guarantees, and we strongly recommend you seek independent legal advice to ensure you fully understand your responsibilities.Sign up as a borrower and begin your loan application. We only lend to limited companies and limited liability partnerships that are based in England, Scotland or Wales and have at least two years’ trading history.

Once all the documents are completed and we have all the information we need, the funds can be in your business bank account the same working day.

Our interest rates are fixed, so your monthly repayments will remain the same during the term of your loan. Repayments are made by Direct Debit and we will send a reminder each month before the payment is due.Sign up as a borrower and begin your loan application. We only lend to limited companies and limited liability partnerships that are based in England, Scotland or Wales and have at least two years’ trading history.

We allow overpayments (of at least £5,000) and early repayment in full – with no early repayment charges. LendingCrowd may request additional financial information to establish the source of funds used to make overpayments or early settlement of loans.