LendingCrowd is a peer-to-peer lending platform, enabling small businesses the length and breadth of Britain to raise funds from our community of lenders.

Borrowers join LendingCrowd to raise money for lots of reasons. Every business that submits an application is assessed by our Credit Team, who determine whether the business is creditworthy. By the end of the assessment, every business is allocated with a Risk Band. Successful businesses are placed on the Loan Market.

Investors can then lend to businesses on the LendingCrowd Loan Market. To do this, lenders load funds to their LendingCrowd account, which is used to place bids on available business loans. With our Growth Account and Income Account, funds are automatically lent out on behalf of lenders. With our Self Select Account, lenders decide which businesses they want to lend to, using our Loan Market to bid at the rate they choose.

The borrower receives the money they need once the loan is filled and accepted. When the business starts paying back the loan, lenders begin receiving monthly repayments based on the overall average interest rate that was bid for the business.

Guides
Find out more about LendingCrowd and peer-to-peer lending.

FAQs
The most frequently asked questions by our lenders and borrowers.

Visit our Help Centre
or call us on
0345 564 1600
and we’ll be happy to help.
When lending to businesses, it’s important to remember that your capital is at risk. Borrowers need to be mindful that defaulting might lead to the debt being passed to an agency for collection. LendingCrowd and its products are not covered by the Financial Services Compensation Scheme.