Banks expected to cut business lending

Uncertainty could result in the largest cut to SME lending, by banks, since the financial crisis of 2008, according to the latest Bank of England Credit Conditions Survey. Availability of business loans has remained steady for the past four years but …Read More

Evolution of the marketplace lending sector

Charles Darwin may not have coined the term “survival of the fittest” – we owe philosopher Herbert Spencer for that – but the father of evolutionary theory embraced the phrase and eventually introduced it to the fifth edition of his groundbreaking …Read More

Pitching your loan to investors

Our previous Borrowing toolkit posts looked at how LendingCrowd aims to bridge the SME funding gap and the information that businesses need to provide when they apply to us for a business loan. Now comes the all-important pitch to investors. You’ll …Read More

The growth of marketplace business lending

Business loan statistics continue to demonstrate the growing maturity of the UK marketplace business lending sector as a funding option for SMEs. In its infancy, back in 2011, only £21 million of business loans were provided by marketplace – or peer-to-peer …Read More

The benefits of using alternative finance

Small and medium-sized businesses are the powerhouse of the British economy, making up more than 99% of the business population and accounting for some 60% of all private sector employment. The business loans market is dominated by a handful of large …Read More

Funding business growth

Chris Mitchell, Senior Business Development Manager at LendingCrowd, was invited to participate in a Scottish Enterprise event in Dundee yesterday to examine the various funding options available to small and medium-sized businesses. Accessing finance remains a challenge for many businesses. At …Read More