The LendingCrowd Blog

For SME owners, inflation isn’t an abstract economic indicator – it shows up every day in higher costs, tighter margins and tougher decisions. Understanding how inflation affects your business can help you protect cash flow, plan ahead and make smarter funding …Read More

If you own or run a limited company or limited liability partnership, chances are you’re a person with significant control (PSC) – or know someone who is. Read on to find out more about PSCs and why they’re important. A PSC …Read More

While secured and unsecured business loans both provide access to funding that can support growth, investment or working capital needs, the underlying structure of each is very different. Understanding how they work can help business owners make more informed borrowing decisions. …Read More

In an uncertain economic climate, managing costs has become a top priority for businesses of all sizes. Rising energy prices and ongoing inflationary pressures mean that protecting profitability often comes down to making smarter operational decisions rather than simply pushing for …Read More

In an uncertain economic climate, managing costs has become a top priority for businesses of all sizes. Rising energy prices and ongoing inflationary pressures mean that protecting profitability often comes down to making smarter operational decisions rather than simply pushing for …Read More

Late payments have long been one of the biggest challenges facing small businesses. The UK Government is now launching reforms – described as the “toughest crackdown on late payments in over 25 years” – designed to ensure SMEs are paid on …Read More

On 31 October 2025, we highlighted the potential risks to businesses choosing expensive short-term debt rather than a flexible and longer-term loan that could better meet their needs. The UK Government has now acknowledged that SME owners – who are busy …Read More