Weighing up debt versus equity funding

When your business is growing and you’re ready to take it to the next stage, you may need to raise funds to realise your ambitions. Two of the most common sources of external finance are debt funding and equity financing. Read …Read More

Our festive opening hours

Here’s a note of our opening hours over the festive season: Christmas Eve: 9am to 1pm Christmas Day: Closed Boxing Day: Closed 27 and 30 December: 9am to 5.30pm 31 December: 9am to 1pm 1 January: Closed Normal opening hours resume …Read More

New FCA rules for P2P lenders

New Financial Conduct Authority (FCA) rules that come into force on 9 December 2019 mean you will have to tell us what type of investor you are and show that you understand the risks involved before we can accept your instruction …Read More

Our latest platform improvements

At LendingCrowd, we’re constantly working to enhance our platform and display information about our loans with as much detail and clarity as possible. We’ve added new information fields to our loan details pages, which you can access from our Loan Market. …Read More

Why working capital is a must for SMEs

Working capital is the lifeblood of a business. It’s defined as current assets minus current liabilities, so represents the amount of cash available to the business at any given time once it meets its liabilities, for example staff wages and supplier …Read More

How we make our lending decisions

At LendingCrowd, affordability is at the heart of every lending decision. We assess each application on a case-by-case basis and we focus on the ability of a business to repay its loan. We also look for proven management skills, a strong …Read More

Celebrating Scotland’s successful SMEs

LendingCrowd was proud to support the recent Scottish Business Insider SME Awards, which celebrate the success of Scotland’s best-performing small and medium-sized companies. We sponsored the title for Fastest Growing SME300 Company, which was awarded to Glasgow-based Castle Precision Engineering, an …Read More