The LendingCrowd Blog

There are many types of business that could be described as seasonal, relying on specific times of the year to generate the bulk of their income. While the likes of ice cream parlours, Christmas decorations retailers and wedding planners may see …Read More

Small and medium-sized enterprises (SMEs) are the powerhouse of the British economy, making up more than 99% of the business population and accounting for some 61% of all private sector employment. However, the Federation of Small Business has reported that just …Read More

If you have decided to apply for a business loan with LendingCrowd, here’s a quick guide to the process, including our eligibility criteria and the information you’ll need to supply along with your application. Is my business eligible to apply?LendingCrowd can …Read More

Using a business loan to refinance existing borrowing could help you focus on what you do best – running your business. It’s common for businesses to take on different forms of finance over time to meet varying needs. For example, a …Read More

When you’re looking to expand your business, for example by launching a new product, moving to larger premises or growing your team, a business loan could help to fund your ambitions. Before making any decisions about borrowing to expand, you’ll have …Read More

Cashflow is the net amount of money moving in and out of your business in terms of income and expenditure. In an ideal world, your cashflow would be positive at all times – in other words, you’d have more money coming …Read More

Working capital is the lifeblood of a business. It’s defined as current assets minus current liabilities, so it represents the amount of cash available at any given time once the business has paid its bills, such as staff wages and supplier …Read More

There are many ways in which your business could get a boost by taking out a loan for cashflow purposes. Here are some of the key potential benefits: Improved cashflow: A business loan can help you improve your cashflow by providing your …Read More

If your business has multiple loans or other lines of credit such as overdrafts or credit cards, a debt consolidation loan can make it easier to manage your finances – and even reduce your monthly outgoings. Over time, many businesses will …Read More

With inflation and interest rates continuing the dominate the headlines, it’s only natural to have concerns about the rising costs of living and running a business.  LendingCrowd’s fast and flexible SME loans can provide peace of mind: Fixed monthly repayments of …Read More