Category Archives: Borrowers

Why inflation matters to your business

For SME owners, inflation isn’t an abstract economic indicator – it shows up every day in higher costs, tighter margins and tougher decisions. Understanding how inflation affects your business can help you protect cash flow, plan ahead and make smarter funding …Read More

Reduce business costs without cutting corners: part two

In an uncertain economic climate, managing costs has become a top priority for businesses of all sizes. Rising energy prices and ongoing inflationary pressures mean that protecting profitability often comes down to making smarter operational decisions rather than simply pushing for …Read More

Reduce business costs without cutting corners: part one

In an uncertain economic climate, managing costs has become a top priority for businesses of all sizes. Rising energy prices and ongoing inflationary pressures mean that protecting profitability often comes down to making smarter operational decisions rather than simply pushing for …Read More

Calling time on late payments

Late payments have long been one of the biggest challenges facing small businesses. The UK Government is now launching reforms – described as the “toughest crackdown on late payments in over 25 years” – designed to ensure SMEs are paid on …Read More

Update: breaking down the barriers to finance

On 31 October 2025, we highlighted the potential risks to businesses choosing expensive short-term debt rather than a flexible and longer-term loan that could better meet their needs. The UK Government has now acknowledged that SME owners – who are busy …Read More

Don’t be haunted by expensive debt

When searching for business finance, it may be tempting to opt for a short-term solution that promises a quick fix to your funding needs. However, it’s crucial to dig deeper into the numbers and ensure you don’t get tricked. Short-term loan …Read More

Can I apply for a LendingCrowd loan?

LendingCrowd was created to help British SMEs access the funding they need to thrive. Read on for a quick guide to our eligibility criteria. We can provide fast and affordable business loans of between £75,000 and £500,000 to limited companies and …Read More