Category Archives: Borrowers

Peace of mind for your business

With inflation and interest rates continuing the dominate the headlines, it’s only natural to have concerns about the rising costs of living and running a business.  LendingCrowd’s fast and flexible SME loans can provide peace of mind: Fixed monthly repayments of …Read More

Support for businesses – October 2021

To help our valued community of borrowers during the Covid-19 pandemic, we have produced guides to download in an easy-to-use format. These guides contain details of support measures such as rates relief and the Recovery Loan Scheme, with the content tailored …Read More

Weighing up debt versus equity funding

When your business is growing and you’re ready to take it to the next stage, you may need to raise funds to realise your ambitions. Two of the most common sources of external finance are debt funding and equity financing. Read …Read More

Why working capital is a must for SMEs

Working capital is the lifeblood of a business. It’s defined as current assets minus current liabilities, so represents the amount of cash available to the business at any given time once it meets its liabilities, for example staff wages and supplier …Read More

Funding your business ambitions

Accessing a business loan, whether it’s for growth, stock, office renovations, equipment or even hiring more staff, can often be a daunting prospect. As the House of Commons Treasury Committee said in its SME Finance report last year: “It is naive …Read More

Banks expected to cut business lending

Uncertainty could result in the largest cut to SME lending, by banks, since the financial crisis of 2008, according to the latest Bank of England Credit Conditions Survey. Availability of business loans has remained steady for the past four years but …Read More