Category Archives: Borrowers

Support for businesses – April 2021

The Coronavirus Business Interruption Loan Scheme (CBILS) is now closed to new applications. Read on to find out more about the range of measures that have been introduced to support businesses through the Covid-19 pandemic. To help our valued community of …Read More

Coronavirus update

Amid the ongoing coronavirus (Covid-19) outbreak, LendingCrowd stands ready to help our valued community of borrowers and lenders. With the stock market experiencing volatility in recent days, it is important to remember that LendingCrowd only lends to British businesses that have been …Read More

Weighing up debt versus equity funding

When your business is growing and you’re ready to take it to the next stage, you may need to raise funds to realise your ambitions. Two of the most common sources of external finance are debt funding and equity financing. Read …Read More

Why working capital is a must for SMEs

Working capital is the lifeblood of a business. It’s defined as current assets minus current liabilities, so represents the amount of cash available to the business at any given time once it meets its liabilities, for example staff wages and supplier …Read More

How we make our lending decisions

At LendingCrowd, affordability is at the heart of every lending decision. We assess each application on a case-by-case basis and we focus on the ability of a business to repay its loan. We also look for proven management skills, a strong …Read More