It’s time to Think Outside The Bank
Businesses seeking a loan come to LendingCrowd for many different reasons. We aim to make the lending process as quick and easy as possible.
Start your application
Sign up as a borrower and begin your loan application. You’ll need to have your management information available, as well as at least two years’ financial accounts and your Companies House number.
The credit process
Our Credit Team has vast experience dealing with business loan applications, so you can rest assured your business is treated on a case-by-case basis.
After your business is assessed, we allocate a Risk Band. Learn more about how we make our loan decisions.
Risk Bands:
Getting your money
Once you accept your loan terms and we have your completed paperwork, we’ll transfer the money to your account the same working day and take the total arrangement fee agreed.
Repaying your loan
When you accept your loan, we can agree a suitable date to make your repayments – these will be fixed each month so you will know the dates of your repayments in advance.
Borrower requirements
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Have been trading for 2 years or more
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Be a limited company or LLP
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Have a turnover of £100,000 a year or more
Key loan factors
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You can borrow from £75,000 up to £500,000
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Loan terms up to 5 years
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Transparent fees
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Rates from 6.90%
What is your loan for?
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Grow your business
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Buy an asset
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Raise working capital
Have any questions?

Borrower FAQs
The most frequently asked questions by our borrower community.

Visit our help centre
or call us on
0345 564 1600
and we’ll be happy to help.
Borrowers need to be mindful that defaulting might lead to the debt being passed to an agency for collection. LendingCrowd and its products are not covered by the Financial Services Compensation Scheme.