About LendingCrowd

About LendingCrowd

LendingCrowd launched in 2014 to fund the ambitions of businesses the length and breadth of Britain.

We provide business loans of between £75,000 and £500,000 to Britain’s vibrant and growing community of small and medium-sized enterprises (SMEs). Our leading-edge financial technology (fintech) platform delivers fast and affordable funding with loan terms of between 6 and 60 months. Borrowers can make overpayments or repay their loan in full early, with no fees.

Work with us

Thinking outside the bank

Our innovative online platform is complemented by our highly experienced Credit Team, which oversees each loan application. We aim to deliver an outstanding customer experience and offer clear, transparent, rapid business terms and processes.

LendingCrowd is the trading name of Edinburgh Alternative Finance Limited – find out more about us.

£118,429

Average loan size

1626

Number of loans

54

Average term (months)

£192K+

Value of loan book

The above statistic shows the total Loan Book volume since LendingCrowd started trading in 2014, and was last updated in 2026..?

Key Milestones

2014
LendingCrowd platform launched 1 October 2014,
2016
Full FCA authorisation to operate a peer-to-peer (P2P) lending platform achieved November 2016.
2020
Pivoted from P2P to institutional funding in 2020

LendingCrowd Awards

Business to Business Award
The Herald Scottish Digital Business Awards
2025 
Leader of the Year (Stuart Lunn)
Scottish Financial Technology Awards
2019
Business Lender of the Year and Alternative Finance Provider of the Year
The British Business Awards
2019 
Best P2P Business Lender
Growth Finance Awards
2019
High Growth Business of the Year
British Chambers of Commerce Awards
2019
Innovation in Business
Edinburgh Chamber of Commerce Business Awards
2020
Innovation Through Fintech and Scale Up Digital Technology Business of the Year
ScotlandIS Digital Technology Awards
2020
Featured in the Deloitte Technology Fast 50 Awards
2019, 2020, 2024 & 2025 
Ranked in the Sunday Times 100 Tech ranking of privately owned technology businesses 
2026