About us

LendingCrowd was launched in 2014 to offer keener loan rates to businesses and better returns to lenders. We do this by providing a leading-edge fintech lending service that brings interested parties together – hence LendingCrowd.

We believe that people looking to lend their money seek more control, convenience and faster, easier access to competitive products to achieve better financial returns.

To support a vibrant and growing community of small and medium-sized enterprises across Britain we aim to provide simple, lower-cost lending (with greater flexibility, straightforward security arrangements, minimum ongoing administration and no exit fees).

Our innovative online platform combined with our highly experienced Credit Team are at the heart of what we do. We aim to deliver an outstanding customer experience and offer clear, transparent business terms and processes. Do tell us if we ever fall below this expectation!

Our service is underpinned by advanced credit risk decisioning systems managed by our Credit Team to ensure we accurately evaluate risk. This ensures defaults and losses are minimised as part of a balanced risk approach informed by common sense.

The LendingCrowd platform was launched on 1 October 2014. Since then we’ve made great progress:

• Full FCA authorisation received in November 2016
• LendingCrowd Growth ISA launched February 2017
• More than 930 loans to businesses and sole traders across Britain
• Over £85 million loaned through the platform by February 2021

The team is led by founder and CEO Stuart Lunn, who has been working with high-growth tech companies for over 15 years, providing investment banking services and supporting their capital funding.

Bringing extensive financial services knowledge and expertise, Sir Sandy Crombie is Chairman. Sir Sandy is a former CEO of Standard Life and Senior Independent Director of Royal Bank of Scotland.

Stuart and Sir Sandy lead a growing team of professionals across marketing, credit and technology.

We’re based in Edinburgh’s West End, on the original site of the Scottish Building Society, whose reputation for probity echoes with LendingCrowd’s business principles.

Join a growing crowd at LendingCrowd. We’re always interested in working with partners such as introducers, affiliates, general organisations and news sites – for example Alternative Business Funding. Contact us to discuss starting a new journey together!