New FCA rules for P2P lenders

New Financial Conduct Authority (FCA) rules that come into force on 9 December 2019 mean you will have to tell us what type of investor you are and show that you understand the risks involved before we can accept your instruction …Read More

Our latest platform improvements

At LendingCrowd, we’re constantly working to enhance our platform and display information about our loans with as much detail and clarity as possible. We’ve added new information fields to our loan details pages, which you can access from our Loan Market. …Read More

Why working capital is a must for SMEs

Working capital is the lifeblood of a business. It’s defined as current assets minus current liabilities, so represents the amount of cash available to the business at any given time once it meets its liabilities, for example staff wages and supplier …Read More

How we make our lending decisions

At LendingCrowd, affordability is at the heart of every lending decision. We assess each application on a case-by-case basis and we focus on the ability of a business to repay its loan. We also look for proven management skills, a strong …Read More

Celebrating Scotland’s successful SMEs

LendingCrowd was proud to support the recent Scottish Business Insider SME Awards, which celebrate the success of Scotland’s best-performing small and medium-sized companies. We sponsored the title for Fastest Growing SME300 Company, which was awarded to Glasgow-based Castle Precision Engineering, an …Read More

Funding your business ambitions

Accessing a business loan, whether it’s for growth, stock, office renovations, equipment or even hiring more staff, can often be a daunting prospect. As the House of Commons Treasury Committee said in its SME Finance report last year: “It is naive …Read More

Update from LendingCrowd

On Wednesday 30 October, LendingCrowd discovered a data security incident resulting in unauthorised access to the personal data of a subset of investors. We have already communicated with all affected investors. LendingCrowd investors accounts and the LendingCrowd platform have not been …Read More

Banks expected to cut business lending

Uncertainty could result in the largest cut to SME lending, by banks, since the financial crisis of 2008, according to the latest Bank of England Credit Conditions Survey. Availability of business loans has remained steady for the past four years but …Read More