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BY 5 APRIL 2019

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Start lending to businesses

Invest your money in a wide range of credit-assessed British businesses and earn an estimated return of 8.1%**.


Attractive returns


Fixed monthly income


Simple process

Your capital is at risk.Learn more about investing

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Get a business loan

Secure capital from 5.95%*** and get the funds your business needs by borrowing from real people in the UK.


Borrow from £5k to £500k


Quick credit decision


Transparent fees

What is LendingCrowd?

LendingCrowd is a fast growing peer-to-peer lending platform. We match investors looking for a better return on their investment with SMEs seeking small business loans. We believe in robust credit processes, transparency and great customer service. Join now for interesting investment opportunities.

What our investors say

"The whole lending experience is very easy via the app or website. I especially like the secondary market and the ability to download your whole portfolio."

May 2018

"I have been with LendingCrowd for a number of years and have always been well satisfied. Communication is first class."

May 2018

"Excellent range of accounts suited for both active and passive investors. The best IFISA and P2P provider in the market today."

May 2018

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As an investor, it’s important to remember you’re lending to businesses so your capital is at risk. Borrowers need to be mindful that defaulting might lead to the debt being passed to an agency for collection. LendingCrowd and its products are not covered by the Financial Services Compensation Scheme.

**This is the estimated annual return that investors could earn. It’s calculated by taking the gross interest rate less fees and estimated bad debts that could occur in the future. The average return is compounded and before tax. Find out how we calculate actual returns.

***Investors can lend at rates between 5.95% and 14.25% based on LendingCrowd’s Credit Bands. Interest rates are guided by the credit grading allocated to each loan. Higher risk investments may yield greater returns but can also lead to lower returns if the business can’t fully repay its debts. This is known as bad debt. Find out more at our Risk matters page.

If you invest through LendingCrowd you should understand that your capital is at risk.

LendingCrowd is the trading name of Edinburgh Alternative Finance Limited, Company Number SC468392, authorised and regulated by the Financial Conduct Authority (Firm reference number 670991). LendingCrowd and its products are not covered by the Financial Services Compensation Scheme.

Read more about the risk involved when investing and borrowing.

The company's registered office is 23 Manor Place, Edinburgh, EH3 7DX.

Copyright © LendingCrowd 2019. All rights reserved.

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