Cookies are temporary files we place on your device to improve your user experience, for example to sign up and log in to your account. Find out more about cookies, and how to control them, in our privacy policy. By continuing to use our site, you agree to this policy Close image

Up to £400 cashback when you
invest from £5,000 to £20,000!

Learn more


Icon borrower

Start lending to businesses

Invest your money in a wide range of credit-assessed British businesses and earn an estimated return of 8.1%**.


Attractive returns


Fixed monthly income


Simple process

Your capital is at risk.Learn more about investing

Icon borrower

Get a business loan

Secure capital from 5.95%*** and get the funds your business needs by borrowing from real people in the UK.


Borrow from £5k to £500k


Quick credit decision


Transparent fees

What is LendingCrowd?

LendingCrowd is a fast growing peer-to-peer lending platform. We match investors looking for a better return on their investment with SMEs seeking small business loans. We believe in robust credit processes, transparency and great customer service.
Join now for interesting investment opportunities.

What our investors say

"The products are easy to understand and apply for and monitor on your website. I have an IFISA with your company and I’m very happy with the results."

October 2017

"Great service, very helpful and fast if you need help with the website or any other assistance. User-friendly website platform."

October 2017

"Fast, efficient and friendly service – thank you."

October 2017

Featured in

Icon warning

As an investor, it’s important to remember you’re lending to businesses so your capital is at risk. Borrowers need to be mindful that defaulting might lead to the debt being passed to an agency for collection. LendingCrowd and its products are not covered by the Financial Services Compensation Scheme.

**This is the estimated annual return that investors could earn. It’s calculated by taking the gross interest rate less fees and estimated bad debts that could occur in the future. The average return is compounded and before tax. Find out how we calculate actual returns.

***Investors can lend at rates between 5.95% and 16.25% based on LendingCrowd’s Credit Bands. Interest rates are guided by the credit grading allocated to each loan. Higher risk investments may yield greater returns but can also lead to lower returns if the business can’t fully repay its debts. This is known as bad debt. Find out more at our Risk matters page.

If you invest through LendingCrowd you should understand that your capital is at risk.

LendingCrowd is the trading name of Edinburgh Alternative Finance Limited, Company Number SC468392, authorised and regulated by the Financial Conduct Authority (Firm reference number 670991). LendingCrowd and its products are not covered by the Financial Services Compensation Scheme.

Read more about the risk involved when investing and borrowing.

LendingCrowd is a credit broker and not a lender.

The company's registered office is 23 Manor Place, Edinburgh, EH3 7DX.

Copyright © LendingCrowd 2018. All rights reserved.

Herald Award Winner NACFB
Mobile Analytics Comodo