Icon borrower

Start lending to businesses

Invest your money in a wide range of credit-assessed British businesses and earn an estimated return of 7.2%*.


Attractive returns


Fixed monthly income


Simple process

Your capital may be at risk.Learn more about investing

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Get a business loan

Secure capital from 5.95%* and get the funds your business needs by borrowing from real people in the UK.


Borrow from £5k to £250k


Quick credit decision


Transparent fees

What is LendingCrowd?

LendingCrowd is a fast growing peer-to-peer lending platform. We match investors looking for a better return on their investment with SMEs seeking small business loans. We believe in robust credit processes, transparency and great customer service.
Join now for interesting investment opportunities.

What our Investors say

"Website well organised and structured with simple and user friendly navigation. Plenty of information about how to invest or borrow about loans available and LendingCrowd itself."

September 2015

"Very impressed with the platform. Within a day or two of opening an account, they made contact to see if I had any questions or needed any help."

September 2015

"Their communication is excellent and they're keen to take on board suggestions for improvements. The financials of the loans are far more detailed than other sites."

September 2015

Read our Case Studies

Micro ID

"The site was easy to use and offered a simple application process so we could then secure funds from a variety of sources across the loan market."

Read Case Study

We Care for Children

"LendingCrowd were enthusiastic to support a new business and were keen to help. The one-to-one, personalised service and support I received was great."

Read Case Study

Tag Games

"The banks won’t touch us. They don’t understand our business. We have approached the banks over the years but it isn’t possible to get this sort of funding."

Read Case Study

Paradigm Reinstatements

"The entire borrowing process with LendingCrowd was first class from start to finish. Helen McKay from the credit team was excellent."

Read Case Study

Want to know more about our Borrowers?

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As an Investor it’s important to remember you’re lending to businesses so your capital is at risk. Borrowers need to be mindful that defaulting might lead to the debt being passed to an Agency for collection. LendingCrowd and its products are not covered by the Financial Services Compensation Scheme.

*The current estimated return is an estimate of the annual return after fees and bad debts that investors could earn. It is calculated by taking the gross interest rate less fees and estimated bad debts that will occur in the future. The average return is compounded and before tax.

**Investors can earn between 5.95% and 12.25% or more based upon LendingCrowd’s Credit Bands. Interest rates are guided by the credit grading allocated to each loan in which you choose to invest. Higher risk investments may yield greater returns but can also lead to lower returns if the business is not able to fully repay its debts. This is known as Bad Debt. To know more about Credit Bands and how this is related to investment returns, visit the How it works page.

If you invest through LendingCrowd you should understand that as a lender, your capital may be at risk.

LendingCrowd is the trading name of Edinburgh Alternative Finance Limited, Company Number SC468392, authorised and regulated by the Financial Conduct Authority (IPRN 664753). LendingCrowd and its products are not covered by the Financial Services Compensation Scheme

Read more about the risk involved when investing and borrowing.
LendingCrowd is a credit broker and not a lender.

The company's registered office is 23 Manor Place, Edinburgh, EH3 7DX

Copyright © LendingCrowd 2016. All rights reserved.

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