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Why borrow with LendingCrowd?

Get an instant quote

How much do you want to borrow?

How long do you want it for?

6 months

1 year

2 years

3 years

4 years

5 years

Monthly Repayable:£1,158.57

Total Payable:£72,514.42/span>

Includes Fees of:£3,000

The quote is indicative and intended as a guide. The values are calculated using our safest Credit Band A+ and based on the minimum rate of 5.95%.

Apply now

Simple business loans.
That’s what we do.

The LendingCrowd platform connects your business directly to lenders who want to invest in SMEs like yours. We’re not a bank, so getting a loan with us is quick and easy.

Our fees are low and transparent. You just pay a percentage of the amount you borrow, based on the loan term and Credit Band*.

6-24 months From 2%
25-36 months From 3%
37-48 months From 4%
49-60 months From 5%
Secured loans 5%

*If you arrange your loan via a broker, you may have to pay an additional broker fee.

Additional fees may be added if you’re late in making your repayments.

How does it work?

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Apply for a loan

Our loan application takes just 15 minutes to complete.

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We assess your application

Our experienced Credit Team reviews each application individually and aims to get back to you in 24 hours.

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Loan Market

Peer-to-peer investors place bids to fill your loan target. All loans are successfully funded.

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Get your money

Once you accept the loan terms and we have your completed paperwork, the money could be in your account the same working day.

Read our case studies

Universal Pharmacy

“We are delighted that LendingCrowd were able to deliver not only approval for our business but funding in a matter of days.”

Read Case Study

Flint Holiday Home Management

“LendingCrowd made a bespoke package for me that met all my needs. This is something you cannot get from a standard lending company.”

Read Case Study

We Care for Children

“LendingCrowd were enthusiastic to support a new business and were keen to help. The one-to-one, personalised service and support I received was great.”

Read Case Study

Tag Games

“The banks won’t touch us. They don’t understand our business. We have approached the banks over the years but it isn’t possible to get this sort of funding.”

Read Case Study

Want to know more about our borrowers?

Have any questions?

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Borrower guide

Download our guide to peer-to-peer business lending.

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Borrower FAQ

The most frequently asked questions by our loyal borrowers.

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Visit our help centre

or call us on 0345 564 1600 and we’ll be happy to help.

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As a borrower, it’s important to remember that defaulting might lead to the debt being passed to an agency for collection. Investors need to be mindful that they’re lending to businesses so their capital is at risk. LendingCrowd and its products are not covered by the Financial Services Compensation Scheme.

If you invest through LendingCrowd you should understand that your capital is at risk.

LendingCrowd is the trading name of Edinburgh Alternative Finance Limited, Company Number SC468392, authorised and regulated by the Financial Conduct Authority (Firm reference number 670991). LendingCrowd and its products are not covered by the Financial Services Compensation Scheme.

Read more about the risk involved when investing and borrowing.

The company's registered office is 23 Manor Place, Edinburgh, EH3 7DX.

Copyright © LendingCrowd 2019. All rights reserved.

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