The Growth Account is ideal if you’re looking for a quick and simple way to invest. It offers a target rate of 6%* a year and your investment is automatically diversified across a portfolio of credit assessed small business loans. 

At a Glance:

Minimum investment £1,000

Target rate of return: 6%* a year

No fixed term — full or partial withdrawals at any time

No investment decisions to make

*If you invest through LendingCrowd you should understand that as a lender, your capital may be at risk. The 6% target rate is variable, net of ongoing management fees, estimated bad debt and before the 1% withdrawal fee. LendingCrowd and its products are not covered by the Financial Services Compensation Scheme.

How it works

The Growth Account makes peer-to-peer lending simple for investors. You don’t need to choose which loans to invest in. Instead, we spread your investment across at least 20 different loans through the LendingCrowd Loan Market. No more than 5% of your funds will be invested in any one loan. All repayments will be automatically reinvested.

This approach gives you a balanced portfolio of loan investments which aims to produce a net annual return of 6%*, after management fees and estimated bad debts have been deducted.

If you want to earn tax-free returns on your LendingCrowd Growth account why not open a LendingCrowd IFISA.

Accessing your money

You can cash in all or part of your account balance at any time. You must have at least £1,000 to continue re-investing in loans, to meet your target rate of return.

There’s a 1% fee for all cash withdrawals. The time taken to access your funds depends on how quickly your holdings can be sold to other investors. Liquidity is not guaranteed.

It's easy to get started

Icon step1 yellow

Open an account

It’s fast and simple to do online


Icon step2 yellow

Add funds to your account

You must pay in at least £1,000 to start investing in loans and you can add to this at any time


Icon step3 yellow

Watch your investment grow

Keep up to date with your account activity on your Account page


Create your account

For peer-to-peer investing made simple with a target rate of return of 6%*, open a LendingCrowd Growth Account today

Open now

Featured In

Icon warning

*If you invest through LendingCrowd you should understand that as a lender, your capital may be at risk. The 6% target rate is variable, net of ongoing management fees, estimated bad debt and before the 1% withdrawal fee. LendingCrowd and its products are not covered by the Financial Services Compensation Scheme. 

If you invest through LendingCrowd you should understand that as a lender, your capital may be at risk.

LendingCrowd is the trading name of Edinburgh Alternative Finance Limited, Company Number SC468392, authorised and regulated by the Financial Conduct Authority (Firm reference number 670991). LendingCrowd and its products are not covered by the Financial Services Compensation Scheme.

Read more about the risk involved when investing and borrowing.
LendingCrowd is a credit broker and not a lender.

The company's registered office is 23 Manor Place, Edinburgh, EH3 7DX.

Copyright © LendingCrowd 2017. All rights reserved.

UKCF Member Herald Award Winner NACFB
Mobile Analytics Comodo