The Growth Account is ideal if you’re looking for a quick and simple way to invest. It offers a target rate of 6%* a year and your investment is automatically diversified across a portfolio of credit assessed small business loans.
At a Glance:
Minimum investment £1,000
Target rate of return: 6%* a year
No fixed term — full or partial withdrawals at any time
No investment decisions to make
*If you invest through LendingCrowd you should understand that as a lender, your capital is at risk. The 6% target rate is variable, net of ongoing management fees, estimated bad debt and before the 1% withdrawal fee. LendingCrowd and its products are not covered by the Financial Services Compensation Scheme.
How it works
The Growth Account makes peer-to-peer lending simple for investors. You don’t need to choose which loans to invest in. Instead, we spread your investment across at least 20 different loans through the LendingCrowd Loan Market. No more than 5% of your funds will be invested in any one loan. All repayments will be automatically reinvested.
This approach gives you a balanced portfolio of loan investments which aims to produce a net annual return of 6%*, after management fees and estimated bad debts have been deducted.
If you want to earn tax-free returns on your LendingCrowd Growth account why not open a LendingCrowd Growth ISA.
Accessing your money
You can cash in all or part of your account balance at any time. You must have at least £1,000 to continue re-investing in loans, to meet your target rate of return.
There’s a 1% fee for all cash withdrawals. The time taken to access your funds depends on how quickly your holdings can be sold to other investors. Liquidity is not guaranteed.
It's easy to get started
Open an account
It’s fast and simple to do online
Add funds to your account
You must pay in at least £1,000 to start investing in loans and you can add to this at any time
Watch your investment grow
Keep up to date with your account activity on your Account page
Create your account
For peer-to-peer investing made simple with a target rate of return of 6%*, open a LendingCrowd Growth Account today
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*If you invest through LendingCrowd you should understand that as a lender, your capital is at risk. The 6% target rate is variable, net of ongoing management fees, estimated bad debt and before the 1% withdrawal fee. LendingCrowd and its products are not covered by the Financial Services Compensation Scheme.
If you invest through LendingCrowd you should understand that your capital is at risk.
LendingCrowd is the trading name of Edinburgh Alternative Finance Limited, Company Number SC468392, authorised and regulated by the Financial Conduct Authority (Firm reference number 670991). LendingCrowd and its products are not covered by the Financial Services Compensation Scheme.
Read more about the risk involved when investing and borrowing.
LendingCrowd is a credit broker and not a lender.
The company's registered office is 23 Manor Place, Edinburgh, EH3 7DX.
Copyright © LendingCrowd 2017. All rights reserved.
