Fast and affordable wholesale business loans
Wholesale business loans from £75,000 to £500,000 with fast decisions, transparent pricing and support from your dedicated team.
Supporting wholesale businesses
We regularly support businesses that need funding to:
Managing cash flow
Stay on top of finances amid fluctuating demand, supplier pressures and extended payment terms.
Warehousing & infrastructure
Invest in warehouses, distribution hubs, logistics or storage infrastructure.
Inventory & stock management
Purchase or scale inventory, upgrade equipment or improve stock management systems.
Adapting to market changes
Keep pace with e-commerce growth, digital platforms and evolving regulations.
Growth & market expansion
Expand product ranges, enter new markets or strengthen supplier relationships.
Debt refinancing & optimisation
Restructure existing borrowing to improve efficiency and reduce costs.
Is your business eligible?
Before applying, make sure you meet all four criteria.
Expansion plans at a pharmaceutical goods wholesaler
Why choose LendingCrowd?
We combine smart technology with real human credit expertise – giving you the speed of our fintech platform with the reassurance of a trusted lending partner.
Faster than traditional banks
No long delays – get a rapid decision and keep your plans moving.
Transparent and flexible
Clear terms, competitive rates and no hidden fees.
No early repayment penalties
Pay off your loan early with no extra charges.
Personal support
A dedicated team to guide you from application through to funding and beyond.
Questions about our business loans?
Everything you need to know about getting a business loan with LendingCrowd.
Can I repay my loan early?
Yes, you can. LendingCrowd does not charge any fees for early repayment. You can also make overpayments of at least £5,000. LendingCrowd may request additional financial information to establish the source of funds used to make overpayments or early settlement of loans.
What can I use my business loan for?
You could use your LendingCrowd loan for a wide variety of reasons, for example to purchase stock, manage cashflow, fit out new premises, funding a management buy-out or acquisition, or to refinance existing debt, making your outgoings more manageable.
How much can I borrow with LendingCrowd?
Your business can apply to borrow between £75,000 and £500,000. Loan terms range from six months to five years.
Subject to credit assessment, we can offer unsecured loans of up to £350,000 (including fees) supported by a personal guarantee.
For loans above £350,000, a charge or asset security will be required in addition to a personal guarantee.
What documents will I need to apply for a LendingCrowd loan?
To complete your loan application, you’ll need to supply:
- Information about your business, how long it has been trading and the sector in which it operates
- Two years’ filed accounts (the last no later than 15 months old)
- Latest three months’ bank statements
- Details of current borrowing
- Purpose of funds – a simple description of what your business will use the loan for
It’s time to think outside the bank
Apply for your loan today or speak to one of our funding specialists.