Fast and affordable business loans in Edinburgh
Business loans from £75,000 to £500,000 with fast decisions, transparent pricing and support from an Edinburgh‑based team.
Supporting businesses across Edinburgh
From fast-growing tech companies to hospitality businesses and retailers, we understand the needs of Edinburgh businesses. Whatever your next step, we can help you move forward with confidence. We regularly support businesses that need funding to:
Manage seasonal cash flow
Manage cash flow amid fluctuating demand, parts costs and supply chain pressures
Expand into new premises or locations
Invest in premises, workshops, showrooms or service infrastructure
Invest in staff, equipment or stock
Purchase or upgrade tools, diagnostic equipment, vehicles or stock
Launch new products or services
Adapt to industry changes such as electrification, new technologies and evolving regulations
Refinance existing borrowing
Expand services, diversify revenue streams or bring new offerings to market
Is your business eligible?
Before applying, make sure you meet all four criteria.
Pickering’s Gin: A Borrower Story
Why choose LendingCrowd?
We combine smart technology with real human credit expertise – giving you the speed of our fintech platform with the reassurance of a trusted lending partner.
Faster than traditional banks
No long delays – get a rapid decision and keep your plans moving.
Transparent and flexible
Clear terms, competitive rates and no hidden fees.
No early repayment penalties
Pay off your loan early with no extra charges.
Personal support
A dedicated team to guide you from application through to funding and beyond.
Questions about our business loans?
Everything you need to know about getting a business loan with LendingCrowd.
Can I repay my loan early?
Yes, you can. LendingCrowd does not charge any fees for early repayment. You can also make overpayments of at least £5,000. LendingCrowd may request additional financial information to establish the source of funds used to make overpayments or early settlement of loans.
What can I use my business loan for?
You could use your LendingCrowd loan for a wide variety of reasons, for example to purchase stock, manage cashflow, fit out new premises, funding a management buy-out or acquisition, or to refinance existing debt, making your outgoings more manageable.
How much can I borrow with LendingCrowd?
Your business can apply to borrow between £75,000 and £500,000. Loan terms range from six months to five years.
Subject to credit assessment, we can offer unsecured loans of up to £350,000 (including fees) supported by a personal guarantee.
For loans above £350,000, a charge or asset security will be required in addition to a personal guarantee.
What documents will I need to apply for a LendingCrowd loan?
To complete your loan application, you’ll need to supply:
- Information about your business, how long it has been trading and the sector in which it operates
- Two years’ filed accounts (the last no later than 15 months old)
- Latest three months’ bank statements
- Details of current borrowing
- Purpose of funds – a simple description of what your business will use the loan for
It’s time to think outside the bank
Apply for your loan today or speak to one of our funding specialists.