Happy New Year from LendingCrowd – we look forward to working together and helping more of your clients to fund their ambitions in 2026.
We know that rapid decisions are important to you and your clients, which is why we are focused on making our platform as efficient as possible. You can expect a credit decision within two working days of submitting an application via your portal.
Here’s a quick reminder of our eligibility criteria and the information we need to assess an application:
Initial criteria
- Limited company and LLP owner occupiers
- Borrowers must be based in England, Scotland or Wales
- Two years’ trading history
- Annual turnover at least £100,000
- No active CCJs over £1,500
- More than one key employee
Information requirements
- Two years’ filed accounts (last one no more than 15 months old)
- Last three months’ bank statements
- Details of current borrowing
- Purpose of funds
- Management information (if available)
You can download our product guide for more information, or contact the team if you have any questions.
Remember – with a LendingCrowd loan, you and your clients benefit from:
✓ A fixed rate of interest
✓ The certainty and affordability of a long-term loan
✓ No fees for overpayments or early repayment*
✓ Interest accrues daily
✓ The opportunity for additional borrowing after six months (if no late payments)
*LendingCrowd may request additional financial information to establish the source of funds used to make overpayments or early settlement of loans.
If you have any questions, please contact your account manager or email loanapplications@lendingcrowd.com
