Autumn Windfall 2018 Cashback Offer

Receive up to £500 cashback when you invest by 31 October 2018

Capital at Risk. Terms Apply.

Limited Offer

What is the offer?

Open to new LendingCrowd lenders and the first 1,000 existing investors.

Earn up to £500 cashback when you invest by 31 October 2018.

Add funds via bank transfer, debit card or transfer in an existing ISA.

Your cashback award will be paid within 30 days of the promotion end.

Join the promotion and lend a qualifying amount before 31 October 2018 to receive your cashback!

Qualifying amount Cashback
£2,000 to £4,999 £100
£5,000 to £9,999 £250
£10,000 and above £500

With LendingCrowd you can choose the account that best suits your investment approach

The Growth Account (target rate 6%*) invests your funds and repayments for you in a diversified loan portfolio

The Income Account lets you take your interest as income while your capital repayments reinvest automatically

The Self Select Account enables you to bid at the rate you choose to build your own portfolio of small business loans

The Growth, Income and Self Select accounts can all be held under an ISA for tax-free* returns

You can also split your investment across more than one account.

*Capital at risk. Target rate is variable, net of ongoing repayment fees and bad debt, and excludes the cashback offer. Tax treatment depends on the individual circumstances of each investor and may be subject to change in future.

Simple to get started

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Join the promotion

Click on the button below

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Add funds to your account

You can add funds by debit card, bank transfer or easily transfer in existing ISAs from other ISA providers

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Receive your cashback bonus

Once you’ve invested £10,000, you’ll be rewarded with £500 cashback directly to your main Self Select Account, £250 if you’ve invested £5,000 or £100 if you’ve invested £2,000

Your IFISA questions answered

What is an Innovative Finance ISA (IFISA)?

It’s a new type of ISA, which lets investors include their peer-to-peer lending investments in an ISA. This means there is no personal tax* to pay on any profits you make.

How does LendingCrowd manage my IFISA?

We’ll manage your subscription limit to make sure you don’t exceed HM Revenue & Customs rules. It’s up to you to make sure you don’t exceed the limit on other platforms.

How much can I invest in an IFISA?

The minimum investment in our Growth ISA and Income ISA is £1,000, or £20 for our Self Select ISA, and you can invest up to £20,000 in the current tax year. You can also transfer in existing ISAs to LendingCrowd. Just download and complete the ISA Transfer In form and send it back to us by post – we’ll take care of the process.

Is the rate of return guaranteed?

No, it’s a variable target rate and you should be aware that the return could be higher or lower. This all depends on the performance of the loans in your portfolio.

*Capital at risk. Tax treatment depends on the individual circumstances of each investor and may be subject to change in future.

Terms & Conditions

  • This offer applies to (a) the first 1,000 existing lenders; and (b) new lenders, who sign up for this promotion before 23:59 on 31 October 2018.
  • Qualifying lenders must deposit and lend, before 23:59 on 31 October 2018: £2,000.00-£4,999.99 to receive £100 cashback; £5,000.00-£9,999.99 to receive £250; or £10,000.00 and above to receive £500.
  • Funds can be added to your account by debit card, bank transfer, or by transferring an existing ISA from another ISA provider to LendingCrowd.
  • The cashback award will be paid into the lender’s Self Select Account.
  • Lenders who receive the cashback award must keep a minimum balance of their qualifying investment plus the cashback award in the platform for 12 months from the date of receiving the cashback award.
  • LendingCrowd reserves the right to withdraw the promotion offer or amend the terms of this promotion at any time. See the full offer terms here.

 

Any questions? Get in touch

Find out more by calling 0345 564 1600 or email investor@lendingcrowd.com

 

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If you invest through LendingCrowd you should understand that as a lender, your capital may be at risk. The 6% target rate is variable, net of ongoing repayment fees, estimated bad debt and before the 1% capital withdrawal fee. LendingCrowd and its products are not covered by the Financial Services Compensation Scheme.