Open to new LendingCrowd lenders and the first 1,000 existing investors.
Earn up to £500 cashback when you invest by 31 October 2018.
Add funds via bank transfer, debit card or transfer in an existing ISA.
Your cashback award will be paid within 30 days of the promotion end.
The Growth Account (target rate 6%*) invests your funds and repayments for you in a diversified loan portfolio
The Income Account lets you take your interest as income while your capital repayments reinvest automatically
The Self Select Account enables you to bid at the rate you choose to build your own portfolio of small business loans
The Growth, Income and Self Select accounts can all be held under an ISA for tax-free* returns
Join the promotion
Click on the button below
Add funds to your account
You can add funds by debit card, bank transfer or easily transfer in existing ISAs from other ISA providers
Receive your cashback bonus
Once you’ve invested £10,000, you’ll be rewarded with £500 cashback directly to your main Self Select Account, £250 if you’ve invested £5,000 or £100 if you’ve invested £2,000
What is an Innovative Finance ISA (IFISA)?
It’s a new type of ISA, which lets investors include their peer-to-peer lending investments in an ISA. This means there is no personal tax* to pay on any profits you make.
How does LendingCrowd manage my IFISA?
We’ll manage your subscription limit to make sure you don’t exceed HM Revenue & Customs rules. It’s up to you to make sure you don’t exceed the limit on other platforms.
How much can I invest in an IFISA?
The minimum investment in our Growth ISA and Income ISA is £1,000, or £20 for our Self Select ISA, and you can invest up to £20,000 in the current tax year. You can also transfer in existing ISAs to LendingCrowd. Just download and complete the ISA Transfer In form and send it back to us by post – we’ll take care of the process.
Is the rate of return guaranteed?
No, it’s a variable target rate and you should be aware that the return could be higher or lower. This all depends on the performance of the loans in your portfolio.
*Capital at risk. Tax treatment depends on the individual circumstances of each investor and may be subject to change in future.
Find out more by calling 0345 564 1600 or email firstname.lastname@example.org