Why borrow with LendingCrowd?

Get an instant quote

How much do you want to borrow?


How long do you want it for?

6 months

1 year

2 years

3 years

4 years

5 years

Monthly Repayable:£10,321.79

Total Payable:£61,930.75

Includes Fees of:£1,200

The quote is indicative and intended as a guide. The values are calculated using our safest Credit Band A+ and based on the minimum rate of 5.95%.

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Simple business loans.
That's what we do.

The LendingCrowd platform connects your business directly to Lenders who want to invest in SMEs like yours. We aren’t a bank, so getting a loan with us is quick and easy.

Our fees are small and transparent. You just pay a percentage of the amount you borrow, based on the term of your loan.

6 – 18 months From 2%
24 – 36 months From 3%
48 – 60 months From 4%

Additional fees may be added if you are late in your repayments.

How does it work?

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Apply for a loan

Our loan application takes less than 30 minutes to complete.


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We assess your application

Our experienced Credit Team reviews each application individually and aims to get back to you in 24 hours.


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Loan Auction

Investors place bids to fill your loan target. All loans are successfully funded.


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Get your money

Once you accept the loan terms and the paperwork is completed the money could be in your account the next working day.


Read our Case Studies

Micro ID

"The site was easy to use and offered a simple application process so we could then secure funds from a variety of sources across the loan market."

Read Case Study

We Care for Children

"LendingCrowd were enthusiastic to support a new business and were keen to help. The one-to-one, personalised service and support I received was great."

Read Case Study

Tag Games

"The banks won’t touch us. They don’t understand our business. We have approached the banks over the years but it isn’t possible to get this sort of funding."

Read Case Study

Paradigm Reinstatements

"The entire borrowing process with LendingCrowd was first class from start to finish. Helen McKay from the credit team was excellent."

Read Case Study

Want to know more about our Borrowers?

Have any questions?

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Borrower Guide

Sign up for updates and we’ll send you a free guide to getting started.

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Borrower FAQ

The most frequently asked questions by our loyal borrowers.

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Visit our Help Center

or call us on
0131 564 1600
and we’ll be happy to help.

Featured In

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As an Investor it’s important to remember you’re lending to businesses so your capital is at risk. Borrowers need to be mindful that defaulting might lead to the debt being passed to an Agency for collection. LendingCrowd and its products are not covered by the Financial Services Compensation Scheme.

If you invest through LendingCrowd you should understand that your capital is at risk.

LendingCrowd is the trading name of Edinburgh Alternative Finance Limited, Company Number SC468392, authorised and regulated by the Financial Conduct Authority (Firm reference number 670991). LendingCrowd and its products are not covered by the Financial Services Compensation Scheme.

Read more about the risk involved when investing and borrowing.

LendingCrowd is a credit broker and not a lender.

The company's registered office is 23 Manor Place, Edinburgh, EH3 7DX.

Copyright © LendingCrowd 2017. All rights reserved.

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