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Take your business further

With a fast and flexible loan from LendingCrowd, you can borrow from £75,000 to £500,000, with terms of up to 60 months and no early repayment fees.

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Why borrow with LendingCrowd?

LendingCrowd was launched in 2014 with a simple goal – to fund the ambitions of businesses the length and breadth of Britain. Our leading-edge technology supports our team of business finance experts to help you access fast and flexible funding.

It takes just minutes to complete your loan application. Once we have reviewed your application and you have accepted the loan terms, the funds could be with you the next working day.

Apply now

Borrow from £75,000 to £500,000

Borrow from £75,000 to £500,000

Fast, efficient funding

Fast, efficient funding

Repay over 6 to 60 months

Repay over 6 to 60 months

LendingCrowd SME loans

Is your business eligible?
  • Borrow from £75,000 to £500,000
    		•
  • Limited company or LLP
    		•
  • Rates from 6.9%
    		•
  • Based in Britain
    		•
  • Term: 6 to 60 months
    		•
  • Two years’ trading history
    		•
  • No early repayment fees
    		•
  • Turnover at least £100,000
    		•

    We will need further information to confirm eligibility. Your application will not be deemed to have been submitted until you have provided all the required information and documentation.



    Download our product guide

    What our borrowers say about LendingCrowd

    "I was very impressed with LendingCrowd and would shout it from the rooftops."

    Eddie Tweedie, Coolin Sky

    Learn more

    Want to know more?

    Frequently asked questions

    • To complete your loan application, you’ll need to supply:
      • Two years’ filed accounts (the last no later than 15 months old)
      • Latest three months’ bank statements
      • Details of current borrowing (including any Bounce Back, CBILS or RLS loan)
      • Purpose of funds – a simple description of what the loan will be used for. Also if this loan is to refinance existing debt we can take this into account in the assessment.

    • With a LendingCrowd loan, you can borrow between £75,000 and £500,000. Loan terms range from 6 months to 60 months, and rates start from 6.95%.

    • Yes, you can. LendingCrowd does not charge any fees for early repayment. You can also make overpayments of at least £5,000. LendingCrowd may request additional financial information to establish the source of funds used to make overpayments or early settlement of loans.

    • With LendingCrowd you can use a business loan to refinance existing debt, making your outgoings more manageable. We can also finance loans for stock, cashflow, new premises, a new contract, management buy-out and also for an acquisition – the uses are as varied as the businesses we see.

    • For business loans up to £350,000 (subject to credit assessment) we would take a personal guarantee, as is standard in business lending. For this you would need to be a homeowner. We can give you more information on application.

    Apply now

    Any questions? Get in touch

    Visit our help centre or give us a call and we’ll be happy to help.

    help centre
    Sean

    help centre
    Finn

    help centre
    Ollie

    0345 564 1600

    You can call us Monday to Friday from 9am to 5:30pm.

    LendingCrowd is the trading name of Edinburgh Alternative Finance Limited, Company Number SC468392, authorised and regulated by the Financial Conduct Authority (Firm reference number 670991). LendingCrowd and its products are not covered by the Financial Services Compensation Scheme.

    The company's registered office is 50 Lothian Road, Festival Square, Edinburgh, EH3 9WJ.

    Copyright © LendingCrowd 2025. All rights reserved.