Why borrow with LendingCrowd?

Get a business loan
Borrow from £5,000 to £500,000 with terms from 6 months to 5 years. You’re in control.

Flexible Credit Team
Our experienced Credit Team treats each business individually, on a
case-by-case basis.

Quickly raise funds
Once your loan is funded, you could have the money the same working day, with low, transparent fees from as little as 2%.

A rate right for you
Peer-to-peer investors bid on your loan. Only the most competitive bids fund your business, with interest rates starting from 5.95%.
Get a peer-to-peer loan to suit you and your business needs
Get an instant quote
How much do you want to borrow?
How long do you want it for?
Monthly Repayable:£10,321.79
Total Payable:£61,930.75
Includes Fees of:£1,200
The quote is indicative and intended as a guide. The values are calculated using our safest Credit Band A+ and based on the minimum rate of 5.95%.
Simple business loans.
That’s what we do.
The LendingCrowd platform connects your business directly to lenders who want to invest in SMEs like yours. We’re not a bank, so getting a loan with us is quick and easy.
Our fees are low and transparent. You just pay a percentage of the amount you borrow, based on the loan term and Credit Band*.
6-24 months | From 2% |
25-36 months | From 3% |
37-48 months | From 4% |
49-60 months | From 5% |
Secured loans | 5% |
*If you arrange your loan via a broker, you may have to pay an additional broker fee.
Additional fees may be added if you’re late in making your repayments.
How does it work?

Apply for a loan
Our loan application takes just 15 minutes to complete.



We assess your application
Our experienced Credit Team reviews each application individually and aims to get back to you in 24 hours.

Loan Market
Peer-to-peer investors place bids to fill your loan target. All loans are successfully funded.


Get your money
Once you accept the loan terms and we have your completed paperwork, the money could be in your account the same working day.
Learn more about how to apply and how we make our decisions
Read our case studies

Universal Pharmacy
“We are delighted that LendingCrowd were able to deliver not only approval for our business but funding in a matter of days.”
Read Case Study
Flint Holiday Home Management
“LendingCrowd made a bespoke package for me that met all my needs. This is something you cannot get from a standard lending company.”
Read Case Study
We Care for Children
“LendingCrowd were enthusiastic to support a new business and were keen to help. The one-to-one, personalised service and support I received was great.”
Read Case Study
Tag Games
“The banks won’t touch us. They don’t understand our business. We have approached the banks over the years but it isn’t possible to get this sort of funding.”
Read Case StudyWant to know more about our borrowers?
Have any questions?

Borrower guide
Download our guide to peer-to-peer business lending.

Borrower FAQ
The most frequently asked questions by our loyal borrowers.

Visit our help centre
or call us on
0345 564 1600
and we’ll be happy to help.
As a borrower, it’s important to remember that defaulting might lead to the debt being passed to an agency for collection. Investors need to be mindful that they’re lending to businesses so their capital is at risk. LendingCrowd and its products are not covered by the Financial Services Compensation Scheme.
If you invest through LendingCrowd you should understand that your capital is at risk.
LendingCrowd is the trading name of Edinburgh Alternative Finance Limited, Company Number SC468392, authorised and regulated by the Financial Conduct Authority (Firm reference number 670991). LendingCrowd and its products are not covered by the Financial Services Compensation Scheme.
Read more about the risk involved when investing and borrowing.
The company's registered office is 23 Manor Place, Edinburgh, EH3 7DX.
Copyright © LendingCrowd 2019. All rights reserved.