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E-commerce business loans with LendingCrowd

Get the funding you need to grow your E-commerce business

If you run an internet business, you’ll be familiar with the unique funding challenges this can present. Ensuring you have sufficient stock and facilitating deliveries of orders all can require high levels of working capital. Our loans have flexible terms and you can pay off the loan early without penalties.

If you’re looking to grow your e-commerce business and take it to the next level, you may very well need funding that enables you to carry out your plans. An e-commerce business loan from LendingCrowd, funded by our community of investors from across the UK, could allow you to advance your expansion plans and grow your business.

However you are planning to expand your business, a loan that’s right for your company can help you take advantage of new opportunities and make your ambitions a reality. Fixed monthly repayments and loan terms from 6 months to 5 years help you plan your cashflow in advance so you can make the most of your opportunity to grow.

Our team of experts aims to make a lending decision in as little as 24 hours. With a loan funded by LendingCrowd’s community of institutional and individual lenders, you could have the money the same working day. We’re here to help at every step of the way, so get in touch to find out how to take your business further with a LendingCrowd loan.

Borrow from £5,000 to £500,000

Borrow from £5,000 to £500,000

Transparent fees

Transparent fees

Quick credit decision

Quick credit decision

Quick and simple e-commerce business loans

LendingCrowd’s simple application process and case-by-case approach give our highly experienced Credit Team the ability to give businesses a quick decision on their application. We want to support your business and help you achieve your goals, and we’ll work with you to understand your company and its funding needs to ensure you get the finance that’s best for your business.

We offer simple and affordable e-commerce business loans. You deal directly with our highly experienced and friendly credit team who will assess your business on its merits allowing for fast, flexible decisions.

Our lending platform connects your business directly with our growing community of lenders. We know you’re busy, so our aim is to deliver the support that’s right for you, allowing you to focus on running your business.


We focus on your ability to repay your business loan when assessing your application, because affordability is key to our lending decisions.

You can borrow from £5,000 to £500,000, with loan terms ranging from six months to five years. Our flexible platform allows regular or one-off overpayments and early repayment in full – with no early repayment charges.

We also look for proven management ability, a strong and considered business plan, and analyse your assets and liabilities.

Get an instant quote

How much do you want to borrow?

How long do you want it for?

5 years

3 years

1 year

6 months

2 years

4 years

Monthly repayment


Total payable


Includes fees of


Start your application

The quote is indicative and intended as a guide. The values are calculated using our safest Credit Band A+ and based on the minimum rate of 5.95%.

Rates starting at 5.95%

No charges for paying back early

Transparent fees

Simple business loans.

The LendingCrowd platform connects your business directly to lenders who want to invest in SMEs like yours. We’re not a bank, so getting a loan with us is quick and easy.

Our fee is low and transparent. You just pay 4% of the amount you borrow*.

*If you arrange your loan via a broker, you may have to pay an additional broker fee. Additional fees may be added if you’re late in making your repayments.

Pickering's Gin

Marcus and Matthew, producers of Pickering's Gin, turned to LendingCrowd for a £500,000 business loan to meet demand for its hugely successful gin-filled Christmas baubles.

Any questions? Get in touch

Please visit our help centre or give us a call and we’ll be happy to help.

help centre

help centre

help centre

0345 564 1600

You can call us Monday to Friday from 9am to 5:30pm.

If you invest through LendingCrowd you should understand that your capital is at risk.

LendingCrowd is the trading name of Edinburgh Alternative Finance Limited, Company Number SC468392, authorised and regulated by the Financial Conduct Authority (Firm reference number 670991). LendingCrowd and its products are not covered by the Financial Services Compensation Scheme.

Read more about the risk involved when investing and borrowing.

The company's registered office is 23 Manor Place, Edinburgh, EH3 7DX.

Copyright © LendingCrowd 2022. All rights reserved.

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