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"The loan went on the platform on Friday morning and I was expecting to have an agreement around Monday afternoon. Come lunchtime on the Friday the loan had been funded. I've never known speed like that."

Eddie Tweedie, Coolin Sky

LendingCrowd working in partnership with ICAS – for accountants who Think Outside The Bank

Helping your clients to fund their ambitions

<strong>Flexible business loans</strong>

Flexible business loans

Your clients are in control when they borrow with LendingCrowd. We offer loans from £5,000 to £500,000, with terms from 6 months to 5 years.
<strong>More than a number</strong>

More than a number

We value relationships so our friendly team is on hand to answer any questions you or your clients have at every step of the journey.
<strong>Quick and efficient</strong>

Quick and efficient

It takes just minutes to complete a loan application and our experienced Credit Team treats each business individually and aims to reach a lending decision within 24 hours.
<strong>The right rate</strong>

The right rate

With rates starting from 5.95%, your clients can fund their ambitions with a flexible business loan. They can also make overpayments and repay early – with no charges.

For decades, many accountants – and their clients – have thought that banks were the only providers of business finance. The funding landscape is evolving rapidly and LendingCrowd, the only fintech lender headquartered in Scotland, now has a proposition designed exclusively for accountants.

We’re proud to work in partnership with ICAS to help your clients take their business further using our leading-edge technology platform. You can access funding for your clients – at a discounted fee – faster than through traditional channels.

Whether it’s for working capital, researching and designing new products, capitalising on growth opportunities, refurbishing premises, recruiting and training new staff, buying stock, investing in marketing or restructuring debt, a LendingCrowd business loan can fund your client’s ambitions. It’s time to Think Outside The Bank.

How does it work?

Diagram

We stand ready and able to fund the growth of your clients. Our new proposition for all accountancy practices and independent accountants gives you more options to present to your clients.

We completed a transformational deal with Scottish Investment Bank – the investment arm of Scottish Enterprise – and NIBC to lend £18.75 million across our fintech platform to small businesses. Speak to us today about accessing these funds for your clients.

Want to know more?

In a survey of LendingCrowd borrowers, 25% said they would have been “very unlikely” to obtain funding in our absence, and a failure to secure funds would have been a “missed opportunity” leading to a negative impact on jobs and investment.

Your clients can borrow from £5,000 to £500,000, with loan terms ranging from six months to five years. Our flexible platform allows monthly or one-off overpayments and early repayment in full – with no early repayment charges.

Affordability is key to our lending decisions, so we focus on a client’s ability to repay their business loan when assessing their application.

We also look for proven management ability, a strong and considered business plan, and analyse their assets and liabilities.

We can offer your clients:

  • Funding at a discounted fee (25% reduction for ICAS members)

  • A lending decision in as little as 24 hours

  • A dedicated team to support you and your clients

  • No hard sell – if we can't fund, we like to find the right solution

Instant quote

How much does your client want to borrow?


How long do they want it for?

5 years

3 years

1 year

6 months

2 years

4 years

Monthly repayment

£1,158.57


Total payable

£72,514.42


Includes fees of

£2,400

Start application

The quote is indicative and intended as a guide. The values are calculated using our safest Credit Band A+ and based on the minimum rate of 5.95%.

Rates starting at 5.95%

No charges for paying back early

Transparent fees

Funding solutions for your clients

The LendingCrowd platform connects your clients directly to lenders who want to invest in SMEs like theirs. We’re not a bank, so getting a loan with us is quick and easy.

Our fee is low and transparent. Your client just pays 4% of the amount they borrow*.

*If you arrange your client’s loan via a broker, they may have to pay an additional broker fee. Additional fees may be added if your client is late in making repayments.

High spirits

We’ve helped hundreds of businesses across Britain to access the funds they need to grow. Read how Edinburgh’s Summerhall Distillery, producer of Pickering's Gin, turned to LendingCrowd for a £500,000 business loan to meet demand for its hugely successful gin-filled Christmas baubles.

Any questions? Get in touch

Please visit our help centre or give us a call and we’ll be happy to help.

help centre
Erin Bonar

0131 564 1600

You can call us Monday to Friday from 9am to 5:30pm.

If you invest through LendingCrowd you should understand that your capital is at risk.

LendingCrowd is the trading name of Edinburgh Alternative Finance Limited, Company Number SC468392, authorised and regulated by the Financial Conduct Authority (Firm reference number 670991). LendingCrowd and its products are not covered by the Financial Services Compensation Scheme.

Read more about the risk involved when investing and borrowing.

The company's registered office is 23 Manor Place, Edinburgh, EH3 7DX.

Copyright © LendingCrowd 2019. All rights reserved.

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