Author Archives: Gareth Mackie

Funding your ambitions with a business loan

Small and medium-sized enterprises (SMEs) are the powerhouse of the British economy, making up more than 99% of the business population and accounting for some 61% of all private sector employment. However, the Federation of Small Business has reported that just …Read More

Preparing your LendingCrowd loan application

If you have decided to apply for a business loan with LendingCrowd, here’s a quick guide to the process, including our eligibility criteria and the information you’ll need to supply along with your application. Is my business eligible to apply?LendingCrowd can …Read More

Could your business benefit from refinancing?

Using a business loan to refinance existing borrowing could help you focus on what you do best – running your business. It’s common for businesses to take on different forms of finance over time to meet varying needs. For example, a …Read More

Business loans to fuel your growth

When you’re looking to expand your business, for example by launching a new product, moving to larger premises or growing your team, a business loan could help to fund your ambitions. Before making any decisions about borrowing to expand, you’ll have …Read More

Steering your business through cashflow challenges

Cashflow is the net amount of money moving in and out of your business in terms of income and expenditure. In an ideal world, your cashflow would be positive at all times – in other words, you’d have more money coming …Read More

Why working capital is a must for SMEs

Working capital is the lifeblood of a business. It’s defined as current assets minus current liabilities, so it represents the amount of cash available at any given time once the business has paid its bills, such as staff wages and supplier …Read More

Could a cashflow loan boost your business?

There are many ways in which your business could get a boost by taking out a loan for cashflow purposes. Here are some of the key potential benefits: Improved cashflow: A business loan can help you improve your cashflow by providing your …Read More

The benefits of restructuring business debt

If your business has multiple loans or other lines of credit such as overdrafts or credit cards, a debt consolidation loan can make it easier to manage your finances – and even reduce your monthly outgoings. Over time, many businesses will …Read More

Peace of mind for your business

With inflation and interest rates continuing the dominate the headlines, it’s only natural to have concerns about the rising costs of living and running a business.  LendingCrowd’s fast and flexible SME loans can provide peace of mind: Fixed monthly repayments of …Read More

Growing our broker network

At LendingCrowd, we understand that partnerships have an important role to play in bridging the funding gap faced by so many SMEs. That’s why we’re proud to have forged strong partnerships with our community of commercial finance brokers and introducers. Introducers …Read More