There is no other area of personal finance that has been through as much upheaval, and faces such an unclear future, as retirement planning. What began through a number of shock and awe announcements from then-Chancellor George Osborne is now being …Read More
Investment decisions can be hard things to get right. Once you have managed to get your head around the financial jargon and how different products work, you must decide what level of risk you want to take and select a product …Read More
The Financial Conduct Authority (FCA) has published interim findings on its consultation into the crowdfunding industry, revealing a number of areas where it wants to enhance investor protection within the loan-based crowdfunding industry. It is important that the regulator is continuing …Read More
With interest rates currently at an all time low of just 0.25%, and another cut in the rate a possibility, many savers are earning lower returns than ever before on their money and are seeking out alternatives to traditional bank saving. …Read More
Alternative finance has taken off in the UK, and there are many different investment opportunities for investors including consumer lending, property loans, business finance, and equity investment. With new ways to invest there are also new risks to consider. In this …Read More
Since the result of the Brexit referendum was announced, there have been conflicting reports on the current and future health of Britain’s economy. While the experts debate on whether or not Britain faces a recession, one outcome cannot be ignored: on …Read More
For investors, peer-to-peer lending is the process of lending money to businesses across an online platform that matches investors with borrowers, based on the investors’ personal appetite for risk. At LendingCrowd, we have a responsibility to thoroughly assess our borrowers to …Read More
Peer-to-peer (P2P) lending has been quickly growing in popularity over the last few years, attracting investors who want more control over their returns and the ability to invest with an amount of their choice. As well as recently becoming a method …Read More
On April 6th 2016, a third type of ISA will be launched, joining the existing cash ISA and stocks and shares ISA. The new Innovative Finance ISA (IFISA or IF-ISA) will allow investors to hold peer-to-peer loans within their tax-free ISA …Read More
For the average saver, using a savings account or cash ISA is the most popular option as they appeal to people who wish to keep their hard-earned money safe. Many will never have considered investment due to fears about unpredictability and …Read More