There is no other area of personal finance that has been through as much upheaval, and faces such an unclear future, as retirement planning. What began through a number of shock and awe announcements from then-Chancellor George Osborne is now being …Read More
From 6 April 2016 the choice of ISA investments is expanding with the addition of the P2P ISA, allowing investors to benefit from tax-free returns from peer-to-peer lending. So with more investments becoming available, which do you choose? We have a …Read More
2015 was a record-breaking year for peer-to-peer lending, with the amount lent through UK platforms reaching over £1.5 billion. Predictions have been made for 2016 that the total amount lent will be more than £4 billion by the end of this …Read More
In the last few years the alternative finance sector has been growing rapidly with the UK market more than doubling from £666 million in 2013 to £1.74 billion in 2014 (Nesta). The increase has been even greater this year, with the …Read More
For the average saver, using a savings account or cash ISA is the most popular option as they appeal to people who wish to keep their hard-earned money safe. Many will never have considered investment due to fears about unpredictability and …Read More
In today’s Budget, Chancellor of the Exchequer George Osborne announced plans to introduce the Innovative Finance ISA, covering loans arranged through peer-to-peer platforms, from 6th April 2016. This will allow people to invest their ISA allowance by lending to others through …Read More
Chocolate. You might look forward to eating it in egg form this weekend. Yet, as you peel away the layer of foil and wonder what’s inside that hollow avoid, you may also savour another tasty thought in the back of your mind: What to do with your …Read More
The figure 2% is a cosy number. It’s good for company. It’s not a crowd. It’s manageable. It’s the accepted norm you might say. How come then that millions of us blindly invest in stocks and shares or cash ISAs every year for …Read More