Author Archives: Gareth Mackie

Why inflation matters to your business

For SME owners, inflation isn’t an abstract economic indicator – it shows up every day in higher costs, tighter margins and tougher decisions. Understanding how inflation affects your business can help you protect cash flow, plan ahead and make smarter funding …Read More

People with significant control: what you need to know

If you own or run a limited company or limited liability partnership, chances are you’re a person with significant control (PSC) – or know someone who is. Read on to find out more about PSCs and why they’re important. A PSC …Read More

Secured and unsecured business loans: what’s the difference?

While secured and unsecured business loans both provide access to funding that can support growth, investment or working capital needs, the underlying structure of each is very different. Understanding how they work can help business owners make more informed borrowing decisions. …Read More

Reduce business costs without cutting corners: part two

In an uncertain economic climate, managing costs has become a top priority for businesses of all sizes. Rising energy prices and ongoing inflationary pressures mean that protecting profitability often comes down to making smarter operational decisions rather than simply pushing for …Read More

Reduce business costs without cutting corners: part one

In an uncertain economic climate, managing costs has become a top priority for businesses of all sizes. Rising energy prices and ongoing inflationary pressures mean that protecting profitability often comes down to making smarter operational decisions rather than simply pushing for …Read More

Calling time on late payments

Late payments have long been one of the biggest challenges facing small businesses. The UK Government is now launching reforms – described as the “toughest crackdown on late payments in over 25 years” – designed to ensure SMEs are paid on …Read More

LendingCrowd in tech growth top ten

LendingCrowd has been ranked among the ten fastest-growing software companies in Britain. The annual Sunday Times 100 Tech ranking of software and hardware companies, based on revenue growth over the past three years, showed LendingCrowd was in ninth place on its …Read More

New year, new opportunities

Happy New Year from LendingCrowd – we look forward to working together and helping more of your clients to fund their ambitions in 2026. We know that rapid decisions are important to you and your clients, which is why we are focused on …Read More

Our festive opening hours

Edinburgh Castle, as seen from Calton Hill Our standard opening hours are 9am to 5.30pm, Monday to Friday. The LendingCrowd office will be closed on the following dates: Thursday 25 December 2025 Friday 26 December 2025 Thursday 1 January 2026 We …Read More

Update: breaking down the barriers to finance

On 31 October 2025, we highlighted the potential risks to businesses choosing expensive short-term debt rather than a flexible and longer-term loan that could better meet their needs. The UK Government has now acknowledged that SME owners – who are busy …Read More